to learn from the mistakes that led up to it. Unfortunately, there are a lot of lessons all around us. Perhaps the first and most important thing we should learn from our current situation is the value of creating and maintaining a personal spending plan. Join Thomas Fox, Cambridge Credit Counseling’s Community Outreach Director, as he discusses what we can do to prepare ourselves for financial challenges. … Spending Plan credit debt budget counseling management financial literacy education …

Applying for a credit card with bad credit requires trying to get on a budget, applying for a secured credit card and making regular payments on all debts. Consider the reasoning behind getting a credit card if you are already in debt with advice from a financial service specialist in thisfree video on credit counseling. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz…

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This is a skit from a church on financial problems and debt that can affect Christian families all too often. Visit www.squidoo.com for a course on financial planning using Christian principles.

Life category of your Spending Plan includes items such as clothing, childcare, groceries, restaurants and fast food, computer downloads and Internet service, subscriptions, as well as entertainment expenses such as monthly cable payments, movie tickets and rentals. Join Thomas Fox, Cambridge Credit Counseling’s Community Outreach Director, as he discusses how to save money on these items so you can achieve your financial goals. … Spending Plan Debt Credit Money Finance Budget Cambridge …

Good ways to get out of credit card debt include not using cards and quickly paying down cards with smaller balances. Stay out of credit card debt by throwing away enticing low interest-rate offers received in the mail with advice from acertified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992. Filmmaker: Jack Guthrey…

For HIGH QUALITY: www.youtube.com A musical parody of the Crewe/Nolan song “Lady Marmalade,” about credit cards and the crisis. For this and many more great political musical parodies, visit VERSUS — where politics and culture do their time in rhyme — at versusplus.com.

Debt Management is not easy. Consolidated Credit Counseling Services can help you get a handle on your debt, whether it be from credit cards, school, starting your own business, medical bills, etc. You don’t have to be overwhelmed by your debt! CCCS will help get you out of debt.

www.lightshipmutual.com Home mortgage. Car loan. Employment. Insurance. Your ability to obtain all of these financial goals is directly dependent upon your credit history. Do you even know what your credit scores are? Well, it’s time to obtain, analyze, and repair your credit reports and to finally take control of your financial future. A swab is a yarn mop. The crew on board fishing boats swab the deck many times daily to wash up splashes, spills, and the foul smell of fish. This keeps the …

Learn Now or Pay Later is a weekly personal finance series produced by Cambridge Credit Counseling Corp. The goal of this educational series is to better prepare the public