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Credit Card Funeral
By credit debt finance | Debt ConsolidationThis is a Credit Card Funeral that Judge Robert Cilley officiated. Pam Young can help you get out of debt with her new book, The GOOD Book: Get Out Of Debt book. budurl.com

Discussion
May 28th, 2009 at 12:24 AM
i need a credit dard to become mem on runescape
May 28th, 2009 at 12:24 AM
i must say there should be a play for this like they to diffrent town having a CCF this. i know i would show up who wouldnt!
May 28th, 2009 at 12:24 AM
I really liked your channel and this video. If you need any help getting this video exposed I use a site called tubeviews.(net) It has really helped like 20 of my main videos get to the top in position. Its nice.
that is very awesome i love this
May 28th, 2009 at 12:24 AM
Nice vid. Thanks for sharing.
May 28th, 2009 at 12:24 AM
Judge Cilley, although speaking “ad lib”, was closer to speaking the real truth about the devil’s work than the filmed participants (and you readers) are inclined to believe, or acknowledge. Think about it. Brilliantly done and scarily thought-provoking….to those who have ears to hear.
May 28th, 2009 at 12:24 AM
yo homes check out ma vids fo a laugh
May 28th, 2009 at 12:24 AM
why on earth do you need a credit score at ALL if you intend to pay for everything with CASH (or DEBIT card)…INCLUDING your mortgage. You don’t need everything RIGHT NOW and that includes your house. Save cash for an emergency fund then PAY cash for everything else. “The Total Money Makeover” By Dave Ramsey explains it all
May 28th, 2009 at 12:24 AM
Brillian Pam. Good luck with the book.
Cheers
SuhaNZ
May 28th, 2009 at 12:24 AM
As a European who knows from experience (just paid off my card in monthly instalments) I can tell you you are mistaken about the system being all that different.
I take full responsibility from my spending, but it is true that it is all too easy to be lured into spending, every time the balance on my credit card got higher the company gave me more spending room without asking me if I wanted it first. That seems like encouraging people to make unwise decisions with their money to me.
May 28th, 2009 at 12:24 AM
That was awesome. We finished Financial Freedom w/Jim Sammons a few months ago and the lighthearted touch was nice. Just remember-20% discount on all items when you pay w/ cash. =)
May 28th, 2009 at 12:24 AM
Well, here in Europe your credit card debt is automaticaly drawn in from a bank account at the end of each month, which is probably a better system.
However if people get into troube because they do not pay back their debt, it is their own fault. You can not blame credit card companies because they give people the possibility (= not compulsory) to borrow money.
May 28th, 2009 at 12:24 AM
Little cheesy, lol.. BUT - a very, very valid point.
May 28th, 2009 at 12:24 AM
that’s great, I’m glad that I don’t have that monkey. I use my card (singular) for the points and always pay it off. But I’ve seen the problems these things can cause.
May 28th, 2009 at 12:24 AM
Dave Ramsey would be proud.
May 28th, 2009 at 12:24 AM
Unfortunately, you’ve bought into the multi-billion dollar PR and Marketing campaigns that the credit industry pushes. Fact is that most people don’t pay off monthly. Fact is that the average person has $8,000 in credit card balances. Fact: you pretty much only need a FICO score in order to borrow more money. The people in this video have committed to no longer carry debt. Debt is not a “tool,” it is a monkey on your back. The sooner you realize it, the sooner you’ll be free.
May 28th, 2009 at 12:24 AM
I think this video is is ridicules. I get it that credit cards can be abused very easily. Having and using a credit card is not the worst thing in the world, if you pay off the balance at the end of every month. The worst thing you can do is pay the minimum balance. If you have credit cards every month. They can really help to increase your credit rating. Which will save you money on your insurance and if you take a mortgage you will be eligible for lower interest rates.
May 28th, 2009 at 12:24 AM
Point well made with great humor!
May 28th, 2009 at 12:24 AM
funny in the begining but then adfter 2 minutes or so it just got stupid
May 28th, 2009 at 12:24 AM
that was brilliant. Y’all must have really enjoyed doing that. I love Pam Young!
May 28th, 2009 at 12:24 AM
Annie, you must be a Firefly fan!
May 28th, 2009 at 12:24 AM
That was amazing.
May 28th, 2009 at 12:24 AM
The music made it hi-larious! Congrats Robert on your retirement.